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Spouse on Same Plan

Frequently Asked Questions

Can I get insurance for my kids only under Obamacare?

Will I pay more for health insurance if I'm unhealthy?

Can I still see my doctor next year?

Am I eligible for Obamacare?

Will I be able to change plans after 2014?

What happens if I have a lapse in coverage in 2014?

Do I have to apply for a plan before I apply for a subsidy?

How do Obamacare subsidies work?

Why does my household income matter under the Affordable Care Act?

Will health insurance cost more in 2014?

Do I need to be on the same plan as my spouse?

There is no requirement in the Affordable Care Act that spouses be on the same plan.
But, if you want to qualify for a premium tax credit, or subsidy, to lower the cost, be aware that subsidies are based on your total household income level.
So, even though your spouse will not be covered by the subsidized insurance plan, their income will be calculated when determining the level of subsidy your eligible for.