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kids only insurance

Frequently Asked Questions

Can I get insurance for my kids only under Obamacare?

Can I still see my doctor next year?

Will health insurance cost more in 2014?

Will I be able to change plans after 2014?

Am I eligible for Obamacare?

Do I have to apply for a plan before I apply for a subsidy?

Why does my household income matter under the Affordable Care Act?

Do I need to be on the same plan as my spouse?

How do Obamacare subsidies work?

Will I pay more for health insurance if I'm unhealthy?

What happens if I have a lapse in coverage in 2014?

Yes and no.

Yes – you can buy insurance for your kids without insuring yourself, but you and your spouse will be subject to a tax penalty if you do not have qualifying health coverage.

When it comes to buying insurance for your kids; effective January 1, 2014, the Affordable Care Act requires any insurer that offers a metallic level plan to an individual adult to also make that plan available to an individual child – provided the child has not reached their 21st birthday at the beginning of the plan year.