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apply for plan before subsidy

Frequently Asked Questions

Can I get insurance for my kids only under Obamacare?

Am I eligible for Obamacare?

Will I be able to change plans after 2014?

Why does my household income matter under the Affordable Care Act?

How do Obamacare subsidies work?

Do I need to be on the same plan as my spouse?

Will I pay more for health insurance if I'm unhealthy?

Can I still see my doctor next year?

Will health insurance cost more in 2014?

What happens if I have a lapse in coverage in 2014?

Do I have to apply for a plan before I apply for a subsidy?

No, you should be able to determine if you're eligible for a subsidy before you shop for a plan and have that subsidy applied to any qualified policy you apply for.

Any person who is a U.S. Resident, and is a U.S. citizen or a U.S. National and is not in jail, can qualify for a subsidy as long as they meet the household income requirements.

Under the new law, a person whose household income is between 100% and 400% of the Federal Poverty Level will be eligible for a premium tax credit to reduce the cost of coverage. A person with household income up to 250% of the Federal Poverty Level will be eligible for cost-sharing assistance.